A STUDY ON AWARENESS AND FARMERS SATISFACTION OF AGRICULTURAL CREDIT SCHEMES OF SYNDICATE BANK IN POLLACHI TALUK OF TAMIL NADU

Abstract

The specific objectives of the study are to analyze the awareness and utilization of various agricultural credit schemes offered by Syndicate bank, to evaluate the awareness of electronic banking technology among farmers, to analyse the farmers satisfaction towards banking services of Syndicate Bank; and to examine the problems faced by farmers in availing credit. The villages were listed in alphabetical order; accordingly, six villages were selected by simple random sampling method. From each village twenty farmers, totally one hundred and twenty farmers were selected from the study area. Primary data was collected from sample farmers by personal interview with the aid of a pretested interview schedule. The data collected from the farmers included general particulars, social participation, farming experience, cropping details, source of irrigation, awareness about different agricultural credit schemes, source of credit information, credit availed, credit use pattern, repayment, awareness of electronic banking technology, farmer’s satisfaction about banking services and problems faced.