Abstract
Small and Medium Enterprises (SMEs) are increasingly vulnerable to cybersecurity threats, yet often lack the structural capabilities and resources to mitigate risk effectively. This paper proposes the implementation of a Cybersecurity Maturity Model (CMM) tailored for SMEs to enhance their risk management strategies. Drawing upon pre-2022 literature, this study examines how adopting a phased maturity framework can incrementally develop organizational resilience. It provides a conceptual and practical foundation for SMEs seeking to align cybersecurity efforts with risk management best practices while overcoming financial and technical constraints.
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