Paper Title

A STUDY ON CREDIT RISK MANAGEMENT AND PROFITABILITY OF STATE BANK OF INDIA

Authors

Profile picture of V. Prashanth
V. Prashanth
Profile picture of R. Chandraiah
R. Chandraiah
Profile picture of G. Ashok
G. Ashok

Keywords

  • car
  • nnp and enpa

Journal

International Journal of Commerce Research and Development External link

Publication Info

Volume: 4 | Issue: 2 | Pages: 1-9

Published On

July, 2024

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Abstract

Credit risk management refers to how banks manage their advances and investments; it helps banks understand the risk they can afford to take when extending credit to borrowers. In this study, the SBI bank's credit risk management was examined; descriptive research methods were employed, and secondary data was collected; tools for analysis included the Karl Persons coefficient, capital adequacy ratios, and asset quality ratios; data from 2018 to 2023 was taken into consideration; the results showed that the SBI bank manages its capital and assets well over the previous five year.

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