Abstract
Fintech is financial technology; Fintech provides alternative solutions for banking services and non-banking finance services. Fintech is an emerging concept in the financial industry.The main purpose of this paper Impact of Fintech on the Profitability of Public and Private Sector Banks InIndia.It explains the evolution of the fintech industry and present financial technology (fintech) in the Indian banking sector. The data has collected by PwS, KPMG, RBI, and SSRN. The paper provides the historical evolution of Fintech and Market size and growth. The fintech services India fastest growing in the world. thefintech services are going to change the habits and behavior of the Indian finance sector.