Abstract
The capacity of a computer or robot to carry out operations that are normally associated with human intellectual processes is known as artificial intelligence (AI). It’s a branch of computer science that creates and investigates intelligent devices. The swift progress of artificial intelligence (AI) technology has brought about a dramatic transformation in the insurance business, as it has in many other sectors. In his 2018 19 budget speech, the Honorable Finance Minister directed NITI Aayog to create the National Program on AI, with the goal of directing research and development in new and emerging technologies. This was done in recognition of AI’s potential to revolutionize economies and the necessity for India to strategically approach the subject. There are several benefits to integrating AI into the Indian insurance industry, ranging from increased operational efficiency to better client experiences. These opportunities do, however, come with difficulties that require thoughtful thought and deliberate preparation