PR
Prafulla Ranjan
About
To be an asset to the organization and take care of all stake holders.
Skills & Expertise
Micro ATM
Mobile Banking
ATM'S
Net Banking
Fish Credit card
Artificial Intelligence
Financial decision-making
Business Intelligence
Research Interests
Strategic Planning
Academic Administration
Budgeting & Cost Control
Audits & Statutory Compliances
Project Management
Profit Center Operations
Finance and Accounts
Sales & Marketing
Product Rollout / Management
Risk Mitigation & Control
Funds Management
Regional Administration
Portfolio Management
Quality Assurance
Liaising & Coordination
Promotions Planning
Resources Optimization
Training & Career Development
Alliances / Tie-Ups
Branch Administration
Teaching Management and Banking subjects
Research and Development
Banking Operations
Business & Executive Leadership
Communication
Leadership
Time Management
Stress Management
Connect With Me
Experience
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Assistant Professor
Teaching Banking and Finance
Dy. Director / Professor
Responsible for overall administration of management program. Conduct of MDPS. Delivering lectures on Soft Skills (Communication, Leadership etc) Marketing, HR, and Finance subjects. Managing the accounts and finance of institute. Part of interview panel for selection of staff. Other than above, I was regularly been invited for conducting Training Sessions/Guest Lectures in various Institutions viz, Lucknow University, Lucknow Management Association for my most valued selling and communication skills. I also have been delivering my presentations as a guest faculty in Lucknow University and other colleges affiliated to Lucknow University on different subjects. Few of them are Leadership qualities, Marketing and Selling skills, How to face interviews, Different aspects of bank marketing, Recent banking regulations and developments Lucknow University on different subjects.
CEO (Chief Executive Officer)
Over all in charge of the Bank. Merger of all 7 District Central Cooperative Banks with State Cooperative Bank- Obtained approval from RBI,NABARD,and State Govt. and merged all 8 entities successfully. Started process flow for all operations-Established process flow and operations hub for deposits loans, and day to day operations. 4,Creation of Manuals and policiesCredit manual, Deposit manual, HR manual, ALM and Risk Policy.KYC Policy,etc were prepared and approved by board. Tie up with third parties for revenue generation-Agreements were signed with Life, General and Health Insurance companies and significant revenue was generated by the bank by selling third party products. Revamp of Audit and inspection process-Periodicity and TAT for attending Audit and Inspection were redefined and was made more effective. Creation of NPA Recovery Cell-A cell at ho was created for NPA there was significant recovery. Formation of Marketing team-A team at HO and ROS and Branches were formed and training for sales and marketing activities were imparted to them thus yielded wonderful results in assets as well as liabilities. Established Project Monitoring Unit-PMU was formed with technical experts for launching all technical products like micro ATM, Mobile Banking, ATMS, Net Banking, launching of Fish Credit card etc. Sanctioned all type of loans-Corporate and Retail business of the bank grew significantly. Liasoning with Regulators, State Govt.- Successfully obtained all approvals from regulators and capital infusion from state govt.
senior consultant
Senior consultant, Times of India group (Timespro)In charge of finance, admin and Academics. Involved in Training and Advisory function to Banks. Development of course material. Member of core team for deciding pedagogy method. Training bankers, fresh graduates and post graduates banking and personality development courses. Training senior management of bank on time management, stress management etc.
Branch Manage
Handled Branch of 300 Crores Assets with supervision of forty employees. Highlights Worked towards post merger cultural integration ICICI Bank Brabourne Road Branch. Handled credit portfolio. Developed a business development culture. Handled service orientation in branch. Adhered to timely audit compliance.
Education
Indian Institute of Banking & Finance (IIBF)
Projects
A study of Cash Management in Patna Branch of Syndicate Bank
Project Report submitted in partial fulfillment of Master of business Administration, Department of Applied Economics and Commerce, Patna University.
A study of Welfare measures in Hindustan Fertilizer Corporation Barauni Unit
Project Report submitted in partial fulfillment of M.A. (Labor & Social Welfare) of Patna University.
Conferences & Seminars (11)
emerging market trends of the world
MDP on Accounting and Tax management of technical and professional institute
National seminar on integrating spirituality and organizational leadership
International conference on entrepreneurship, innovation and leadership
Theme-Nextgen tools for business growth in Industry5.0.
Copyrights in India
Publications (6)
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